Should an experienced signing agent like you be covered by Signing Agent Errors & Omissions Insurance?

Absolutely. Here's why…

• Notary E&O Insurance only covers the notarizing you do in a signing. It does not cover your signing agent duties, such as reviewing the documents with the borrower, calculating rescission dates and returning the date-sensitive loan package.
• Lawsuits against signing agents are becoming more common. Even if you are innocent, you could still face significant legal expenses for defending yourself in a lawsuit—and the company who hired you is under no obligation to help you.
• As an independent signing agent, you have unlimited personal liability for losses caused by your errors during the signing.

Signing Agent E&O Insurance is designed to fill the gaps not covered by traditional Notary Errors & Omissions Insurance. Signing Agent E&O Insurance provides coverage for:

• Innocent errors or omissions related to signing agent notarial acts
• Incorrectly dating the right of rescission
• Missed initials or non-notarized signatures
• Unauthorized changes made to documents
• Untimely completion of the signing due to the sole negligence of the signing agent
• Slow return of date sensitive documents

To qualify:

• You have been a notary for at least 6 months
• You have taken Signing Agent Training
• You are a member of a professional association
• You keep a register/journal

The United States Notary Association (USNA) is the first nationwide association to provide Signing Agent E&O Insurance.

Innovation, what you should expect from your Notary Association.

Currently, Signing Agent E&O Insurance is offered only in the states listed in the dropdown box. The surety company is working to receive approval of the rates and form filings from additional states. As other state insurance departments/commissions give their approval, Signing Agent E&O Insurance will be available in those states. Please check back monthly to see if your specific state has been added to our list, as the approval process can be lengthy.